Snowmobile Tours Insurance | Get A Free Business Insurance Quote

Snowmobile Tour Insurance Program

As a Snowmobile Tour Company, you provide adventures of fun. Snowmobiles provide a way of transportation to the back country to do sight-seeing and other recreational activities. Operations are commonly found in resort and destination areas that experience long periods of snow and cold temperatures. Operations can typically include a fleet of snowmobiles and a rental facility where riders are given a safety briefing before leaving on their tour.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • Guided snowmobile tours
  • Unguided snowmobile rentals
  • Property coverage available for office or store
  • Physical damage coverage available for machines

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-on-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

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What Type Of Insurance Policy Do I Need For A Rental Property?

Rental property’s can provide great residual incomes, and right now with the rental market in demand, a lot of people are putting their house’s up for rent or buying investment properties. Before you do this, your insurance policy must be written correctly, or else you could have some major gaps in coverage.

First of all lest highlight some of the most common types of properties.

  • Apartment Building
  • Condo
  • Dwelling

Apartment Building Insurance

This policy is designed for a building that houses multiple units, usually more than 3.  The policy includes building coverage, a general liability, business personal property coverage, loss of use, crime coverage and more.  This policy is strictly designed for apartments.

We usually write these policies through Travelers, Philadelphia or Middle Oak.

Landlord Condo Insurance

This policy is built for someone who owns a condominium and rents it out. It includes interior dwelling coverage, loss of rent, medical payments, and landlord liability. You can add things such as extended liability coverage, and loss assessment. This policy is usually written under Dwelling Fire Policy Form 8.

Landlord Dwelling Insurance

Investment houses are either written under a DP-1 or a DP-3. Or known as a dwelling fire policy. Most policies are written under a dp-3, because it gives you replacement cost coverage on the dwelling, which is better than the dp-1 actual cash value coverage on a dwelling. Always make sure you have the following coverages on your dwelling rental property.

  • replacement cost on dwelling(dp-3)
  • extended dwelling coverage, at least 120 percent
  • landlord business property(stove top, dishwasher, fridge, washer dryer, etc)
  • other structure coverage
  • loss of use, for at least 12 months
  • landlord liability
  • sewer back up
  • Ordinance & Code Coverage

If you have any questions or want a quote contact us.

Camp Operators Insurance | Get A Free Business Insurance Quote

Camp Operators Insurance Program

Camp operations is one of the most fun and experiential things that children, family and friends can experience. They learn skills and learn to build social skills. On the other side there are many risks involved with camps. That is why create a uniquely designed insurance policy to fulfill a wide range of special needs for the Camp Operators or Owners. We help protect camps from the “unknowns”.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look a break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Inventory Coverage
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Employee Dishonesty
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Looks like Droughts are still ahead in Colorado: How to protect your Home from wildfires

We are above average in rainfall in Colorado but we could very easily slide back into a drought season in the mountains and plains.  When the burning sun pushes the temperature to over 100 degrees and it occurs day after day with little rainfall, chances are we are in for a drought.  So what causes a wildfire and how do we protect ourselves against such risks?  First of all, it is not only the trees that are a threat but it is the grass.  For instance, a grass fire can start blazing and move to the trees.  The trees, of which there are branches and leaves light up in a glow and we have a forest fire on our hands.

Other ways wildfires can occur are through careless “campfires” that are not watched or kept within the confines of a concrete slab or fire ring.  Just pure carelessness in general, such as throwing a cigarette butt on the ground or tossing a match can light up a grass fire resulting in an eventual forest fire.

The best policy is the DP3, it includes replacement cost on the dwelling, personal property coverage can be added with replacement cost, extended dwelling coverage can be added, and many more things.  This is specifically if it is seasonal dwelling.   If it is a primary dwelling, then one needs an Ho3.