DJ Insurance | Wedding And Club DJ Insurance | Disc Jockey Insurance

Disc Jockey Insurance Program

As a Disc Jockey you travel a lot,  might have employees, and have special  equipment.  If you offer service for bars, clubs, weddings, graduations, engagement gatherings, special events and hotel celebrations, then our disc jockey insurance program is perfect for you.  You need protection for your business and its property and employees.  Let us help you obtain insurance you need to operate your disc jockey business efficiently, with a peace of mind, and in a smart manner.

We as insurance brokers can give you the answers you need.  Let us help you support the business success you need through our insurance programs.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a basic break down of coverages we offer.

  • General Liability
  • Building
  • Business Property
  • Special Equipment Coverage
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Kennel Insurance | Dog/Pet Training Insurance | Get A Free Quote

Kennel & Dog/Pet Training Insurance | Get Free A Free Insurance Quote

If you are in the business of either training pets, rescuing them or have a dog/pet day care, we understand you’re a passionate pet person. This passion drives you to wake up each day and help or train man’s best friend and other family pets.

At our agency we believe in passionate and top of the line customer service. Our insurance products are always the best in the industry.  Our services include quotes, rates, answering your questions to assisting with claims.  We take time to find what is best for our pet lovers. We work closely with our clients to find an insurance policy that is best for them.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our company’s insurance products. We know our policies have comprehensive coverage which most insurance policies do not have.  Take a look at a basic break down of coverages we offer.

  • General Liability
  • Building
  • Professional Liability/Errors & Emissions
  • Business Property
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, but our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based and understands insurance. You will work one-one-one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Office Insurance For Tenants And Lessees | Get A Free Business Insurance Quote

Business Office Insurance For Tenants & Lessee’s

You are a professional at what you do, let us be the professional for your insurance needs. As a pro, the last thing you need to worry about is insurance. What if your business burned to the ground tomorrow, would you have enough insurance coverage? Or what if someone were to sue you for a slip and fall, do you know if your insurance covers this? These are questions we help answer at our agency. You will work one-on-one with a licensed agent who has the experience and resources to create a comprehensive insurance policy for your business needs.

Coverages Available:

  • General Liability
  • Professional Liability/Errors & Emissions
  • Business Property
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Accounts Receivable
  • valuable Papers & Records
  • Electronic Data Processing
  • and more!

For more details on our Business Owners Policies, Please Click Here.

We Insure Just About Every Professional!

We offer business insurance to all kinds of professions. This includes brokers, dentist, doctors, real estate agents, insurance agents, psychologist, therapist and more.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based, and understands insurance. You will work one on one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Surveyors Insurance | Get A Free Business Insurance Quote!

We Offer The Industries Superior Insurance Product For Surveying

As a surveyor and small business owner, you know how important your job is. Clients count on you to get valuable information, so their construction job or any other project can be completed on time.

As national independent insurance agents and brokers, you can count on us for your insurance needs. We understand how important your insurance is. We work with multiple companies to accommodate all needs. You will work with a licensed agent, who will counsel you into a comprehensive insurance policy.

Our Business Owners Policies Go Above And Beyond The Industry Standard

We pride ourselves with our companies insurance products. We know our policies have comprehensive coverage, that most insurance policies don’t. Take a look at a basic break down of coverages we offer.

  • General Liability
  • Building
  • Professional Liability/Errors & Emissions
  • Business Property
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Accounts Receivable
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, our companies will treat you fair and keep the process as simple as possible.

Personalized Service

Our agency is family based, and understands insurance. You will work one on one with an experienced agent who will find a policy that best fits your business needs. We believe in “good old-fashioned customer service”.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Funeral Home Insurance | Get A Free Business Insurance Quote

Let Us Help You Set Up A Superior Funeral Home Insurance Package

Funeral Homes help families through the most difficult times of their lives. The Funeral Director and staff work closely with families and council their grievances. Funeral homes are also involved in coordination of transportation, sales of caskets and memorabilia, mortuary science activities and the coordination of funeral services.

We understand insurance can be complicated, so you will work one on one with a licensed experienced agent. As national independent insurance agents and brokers, we have multiple companies we work with to accommodate all insurance needs.

Our Business Owners Policy

Our policies are superior in industry standard. We believe cutting corners on an insurance policy, could potentially hurt a funeral home if a claim were to occur. We provide superior coverage, all at a competitive rate. Here is a basic break down of coverages we provide.

  • General Liability
  • Building
  • Directors Professional Liability
  • Business Property and Inventory
  • Crime Coverage
  • Employee Dishonesty
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance
  • Equipment Break Down
  • Outdoor Signs
  • Accounts Receivable
  • Newly Acquired Building
  • and more!

For more details on our Business Owners Policies, Please Click Here.

Our Companies Claims Process Is Excellent

We only write insurance with companies that have an excellent claims process. A claim can be complicated, our companies will treat you fair and keep the process as simple as possible.

Get A Free Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Computer Store Insurance | Computer Service And Repair Insurance

Your customers count on you for the latest and greatest technology. They might also depend on you for computer repair and service. Technology is your passion along with your customers. That’s why we believe having the most up to date insurance policy is always going to be best for your needs.

What if you had a big theft loss of inventory, do you have enough coverage? What if a customer slips and falls, does your policy have the essentials? These are questions we help business owners answer.

Policies Fixed For Superior Coverage

Our insurance policies are written as a “BOP” or business owner policy. This coverage includes more than just the basics that are in a standard insurance policy.

We Can Insure All Computer Store Operations

If your selling new & used laptop/desktop computers and related items including software, printers, paper, blank CDs, ink, servicing and repair, we have a package that is perfect for your needs. We can insure all retail insurance risks, that involve computers.

We Customize Your Policy to Fit Your Business Needs

Operations can come in all sizes and shapes. We have all you needs covered. We will take time to tailor a policy that fits your needs the best. Here is an overview, of some of the coverages we offer.

  • General Liability
  • Building
  • Business Property and Inventory
  • Crime Coverage
  • Employee Dishonesty
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance

For more details on our Business Owners Policies, Please Click Here.

Get A Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Apparel & Clothing Store Insurance | Get A Free Insurance Quote

Fashion is a passion. Customers count on apparel stores to have the latest and greatest fashion. Business owners take time to figure out trends and what is best for their business.

That’s why we take time to figure out what policy will be best for the business. What if you were to have a fire that completely wiped out inventory? Or you had a slip and fall, do you have enough coverage? As an independent insurance agency with National Power, we can help you answer those questions.

At Colorado & Denver Insurance Services, we can insure a wide range of apparel stores. This includes your “mom & pop shops” to medium and large-sized operations. You will work one on one with an agent to find whats best for your needs.

Superior Coverage Offered

Our policies are usually written under a “BOP”, or a business owners policy. Not only does this include the basic coverages, but it also includes other coverage such as loss of income coverage, sewer back up, accounts receivable and more.

Operations We Can Insure

We offer apparel store insurance for all kinds of retail shops. We insure stores that sell hand bags, shoes, bridal gowns, tuxes(tuxedo’s), hats, infants and children’s clothing, uniforms, hosiery, watches, leather apparel and others types of apparel & clothing. If you don’t see your business here, we most likely, can still insure it.

We Customize Your Policy to Fit Your Business Needs

Operations can come in all sizes and shapes. We have all you needs covered. We will take time to tailor a policy that fits your needs the best. Here is an overview, of some of the coverages we offer.

  • General Liability
  • Building
  • Business Property and Inventory
  • Crime Coverage
  • Employee Dishonesty
  • Loss Of Business Income
  • Excess/Umbrella Liability
  • Workman’s Compensation
  • Commercial Auto Insurance

For more details on our Business Owners Policies, Please Click Here.

Get A Business Insurance Quote

Please contact us during normal business hours at 1-888-270-0995. Or use our quick form and we will contact you right away. You will work with a licensed experienced agent, who will work with you, to get a free competitive quote.

Truck Stop Insurance, Travel Plaza Insurance And Gas Station Insurance

If you are one of the many small business owners who owns a gas or truck stop station, we have offer a superior product. With our truck stop, travel plaza & gas station insurance packages, we have all your needs covered. This is any where from a small operation, to a large travel plaza. We can also write locations which are fueling stations. We will highlight some of our main coverages we offer below.

Highlight Of Coverages

  • Building: Covers the physical structure itself. Also covers detached structures. We offer building coverage, of all varieties.
  • Business Personal Property: Protects any property on premise, related to day to day operations.
  • General Liability: Covers any on premises liabilities. This includes inside the building(s),  in the parking lot, or any other land.
  • Inventory Coverage: Assures inventory such as merchandise, food and other inventory is protected.
  • Loss Of Use & Business Income: Provides any supplemental income, due to a directs loss.
  • Garage Keepers Liability: Garage Keepers provides coverage against physical damage on customer vehicles.
  • Employee Dishonesty: Protects you from dishonest employees, involving daily operations.
  • Commercial Auto Insurance: Insures vehicles that are used in day to day operations.
  • Excess Liability: Provides liability above and beyond a normal general liability & commercial auto policy.
  • Workman’s Compensation: Provides owners and employees protection from injury while on the the job.

For more details on our Business Owners Policies, Please Click Here.

Get A Free Quote With Personalized Service

Our agency is family based, and understands insurance. Mark A. Schneider is the agency Principal, and will give you one- on-one counseling to fit your needs. Call him at 1-888-270-0995, during normal business hours or email him at mark@denversinsurance.com You can also use our quick form.

How Protect Your Business From Slip And Fall Lawsuits And Workman Comp Claims

Protecting a business from loss is one of the most important things that can be done. Not only that, but providing a safe environment for your customers, and employees is most important. Restaurants, retail & grocery stores, hotel, etc, the business could experience a lot of “foot traffic”. The business is designed around customers coming in, looking, feeling, touching, walking or whatever sense is used with the service. An indirect consequence, people tend to not pay attention to where they walk, or hazards can surface that are natural to daily operations. One of the big hazards are potential “slip and falls”. As a matter of fact “slip and fall” lawsuits have become very common.

Facts Pertaining To Slip & Fall Lawsuits In Retail Stores

  • Retail and super market stores spend annually almost a half billion dollars each year to defend slip and fall lawsuits.
  • Slip and falls annually are the number 1 most common injury in supermarkets for both customers and employees.
  • About 25,000 people a day are quote “victims” to slip and falls, and on average per hour slip and falls result in 3.5 million dollars in losses.
  • The average cost of a slip and fall exceeds $12,000 dollars.
  • The average cost to defend a slip and fall lawsuit exceeds $50,000.
  • Plaintiffs win 51% of all “slip and fall” lawsuits.

Facts Pertaining To Employee Slip And Falls

  • 65% of all employee lost work days due to injury are from slip and falls. This results in 95 million dollars of losses.
  • 22% percent of injuries that result in 31 or more lost work days, are due to slip and falls.
  • Compensation for employee slip and falls result in 70 billion dollars annually.
  • The food industries leading work injury is slip and fall.

Food Service Industry Facts

  • 57% of all general liability claims in the industry result from slip and falls.
  • Since 1980 personal injury lawsuits have increased 3 fold.
  • The average restaurant, hotel, etc have 3 to 9 slip and fall lawsuits per year.
  • Slip and falls are the number 1 accident in the industry.
  • 70% of slip and fall injuries are on a flat service.

How Do You Protect A Business From Slip and Fall Injuries?

  • Always keep a clear walking path for employees and customers. Make sure that aisle’s, hallways, or any areas that get foot traffic don’t have slipping or tripping hazards.
  • When there is a spill or wet are, clearly mark the are immediately, and clean it up if possible. Make sure the area is marked, right away. Timing can be very important.
  • Encourage customers if they see a spill to report it immediately.
  • Have a clear written procedure for what needs to be done, when a spill takes place.
  • If it’s snowing or raining, make sure to get out warning signs and put them in any areas that get foot traffic.
  • Make sure when it’s snowing to shovel all foot traffic areas outside, and lay down salt.
  • We also advise during the winter to put outdoor warning signs of any potential slipping hazards at entrances and exits.
  • Make sure foot traffic area’s are well lit.

What Businesses You Do After A Slip And Fall

Customer: Call 911 if the person has seriously been hurt. Do NOT let employees touch the customer or provide any medical attention. The business could be held liable from these actions if anything goes wrong. Instruct employees if they see anything to not admit or tell anything to the customer(s), or tell other employees. Instruct them not to talk about the incident with anyone except authorized personnel. Get a full written incident report. Save any video surveillance of the incident. File the claim with you insurance company. The insurance company will instruct what to do.

Employee: Call 911 if necessary. Employees need to report all incidents to management right away. File a claim with your workman’s comp insurance company. Have the employee fill out all necessary documentation including an incident report. Do a full investigation of how the employee got injured. Instruct the employee not to discuss the claim with anyone except authorized personnel and the insurance company.

 

All in all, slip and falls result in huge monetary claims each year. There is also a lot of fraud that occurs with these type of claims. All the costs of slip and fall lawsuits, are eventually passed on the consumer in one form or the other. It is best to try to keep these types losses down, by most of all using common sense.  If you have any questions, feel free to call or leave a comment. Remember we can write in 45 States in including home State, Colorado.

Sources: Light House Enterprises

Snow Plow Insurance & Snow Removal Insurance- Denver, Colorado

We offer the industry’s top notch insurance products for small and mid-sized businesses who are involved in snow removal. We put together a comprehensive policy that fits your business needs.  Work with one of our agents one on one so we can put together an elite insurance policy with you. We insure all operations involved in snow removal. This includes all the way down to you or your employee shoveling side walks, laying down salt operating equipment and more.

Coverages We offer:

Commercial Auto Insurance: Includes auto liability, medical payments, uninsured or under insured motorists, physical damage and more.

General Liability: Covers you are your workers while on work site, from any potential incidents.

Excess Insurance: Need more coverage than just the standard million dollar limits? We offer up 1 to 5 million in excess liability in most cases.

Workman’s Compensation: Protect you and your employees while you are on the job site or any admin’s in office.

To Get A Free Quote call Mark A. Schneider at 1-(888)-270-0995 or email him at mark@denversinsurance.com, or use the quick form. He will provide valuable one on one insurance counseling to find the policy that is best for you.