Roofing Scams During Hail Season

Barbara Vanhagen lost more than $23,000 in the Lifetime Roofing scam and hopes her story is cautionary to other homeowners according to Rocky Mountain Insurance Information Association.   Trust your gut, check contractor references, ask specific questions about experience, work timelines and make sure it’s in the contract.  And, don’t feel pressured and absolutely don’t give full insurance payments upfront”.

Unfortunately, the hail season means roofing scams are abundant.  These storms can bring out the worst in people and employ fraudulent contractors who are scam artists.  These fraudsters will often make false promises, insist on the full payment up front, and create damage where none should have occurred.

So you don’t think it will happen to you?  Well it does happen, that is what 18 disaster fraud victims in Jefferson County thought before their contractor stole nearly $70,000 in upfront insurance money without replacing their roofs.  Jefferson county prosecutors worked with the National Insurance Crime Bureau to convict Jonathan McMillan, owner of Lifetime Roofing.

This roofer hired sales people to go door-to-door soliciting roofing business from homeowners, some of them at risk, elderly adults, and others with homes damaged from hailstorms.  These great salespeople were told to have people sign contracts and to collect as much insurance money as possible, UP FRONT.  After receiving payment from homeowners or their insurance companies, he never returned to do the work.

According to Rocky Mountain Insurance Information Association, catching these shady contractors is not easy since they usually move on and start something else before people realize they have been taken.  Storm victims have to be the first to defend themselves by knowing who they are dealing with and taking every precaution before paying their insurance claim to a contractor.

Advertisements

About Karen W. Schneider
I am a Licensed Property and Casualty Insurance Agent in Colorado, license #376411. I am the Customer Service Rep and Office Manager for Denvers Insurance Agency.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: