What Is the Progressive Insurance Snapshot Discount?

As an independent agent I get a lot of questions, asking what this is.  Its actually very simple. When you sign up for a Progressive insurance policy, you can either elect to opt in or opt out for snapshot. If you elect to do the snapshot discount, you could potentially save up to 30 percent on your next renewal with them.

How it works is they send you a device, you plug it into your vehicles on board diagnosis plug. After 30 days, you can actually monitor your driving habits online. From there, Progressive will project your savings on next renewal. If your driving habits are good, you will most likely receive a discount on your next policy period.

Criticism of the program is a lot of people think its to much “big brother”. The reason is they are monitoring your driving every second you are on the road.  Some people don’t like this idea.

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